Renovation tips for the new homeowner
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Moving into your first home is a big milestone. During home renovations, it’s important to keep your home safe for your loved ones. Here are some risks to watch out for and tips to stay ahead of potential issues that arise when revamping your home.
Unforeseen costs
Unforeseen costs
While most contractors can be trusted to finish the job, there is always a risk that a renovation job may not be completed or done poorly. The cost of repair could be incredibly steep, especially if you’ve already invested into furnishing your house.
Flooding
Poorly installed pipes and water systems could flood your home. This could wet your electrical appliances and cause short circuits. Worse still, this could put you at risk of a fire or electric shock. (Yikes!)
Poorly installed pipes and water systems could flood your home. This could wet your electrical appliances and cause short circuits. Worse still, this could put you at risk of a fire or electric shock. (Yikes!)
Fires
Did you know that even your air conditioner could start a fire? Installing new appliances could disrupt your electrical wiring systems through splicing, which leads to a higher risk of short circuits and fires.
Theft
With strangers constantly working in your house, there is a risk of theft. Stowing your belongings in a safe deposit box and getting extra insurance protection is hence advisable.
Did you know that even your air conditioner could start a fire? Installing new appliances could disrupt your electrical wiring systems through splicing, which leads to a higher risk of short circuits and fires.
Theft
With strangers constantly working in your house, there is a risk of theft. Stowing your belongings in a safe deposit box and getting extra insurance protection is hence advisable.
Unforeseen health issues
Unforeseen health issues
Painting and upholstery jobs lead to the emission of harmful gases. This poses a risk to those with asthma or allergies, especially children. Wearing protective masks is a good way to protect your family from dust and volatile organic compounds (VOCs), which can trigger asthma attacks and severe allergic reactions.
Any job that involves climbing a ladder is inherently risky. Other than falling off one, using a metal ladder while handling electrical equipment could cause electrocution. Even if you’re just changing a lightbulb, get someone to support the ladder to be safe.
Home renovations can also get chaotic with sharp tools and equipment being left around. This puts yourself and your children at risk of stepping on a nail or slipping on wet paint. Setting up child-safe fences would protect your children from entering dangerous territory. Getting them Personal Accident Insurance would help cover potential medical expenses when they get into scrapes.
How insurance helps to protect you
How insurance helps to protect you
Having a comprehensive insurance plan prevents unwanted hassle and expenses down the line.
When selecting a plan, find coverage that matches the value of your new home and its contents. Ideally, this includes injuries and the damage or loss of valuable items, such as MSIG’s Homecare Insurance.
To put your mind at ease, we recommend having a conversation with your insurer about the specific coverage you need. Want to find the best possible plan for your house? Talk to us here or find out more here.
