Business Interruption Insurance

Business Interruption Insurance


The Insurers will indemnify the Insured for any loss or damage caused by:

  • Reduction in turnover and fixed costs due to business interrupted during the restoration period (due to re-build or repair of buildings, purchase or import machinery and equipment, etc.),
  • Continuing standing charges (staff salaries, office rents, factory rents, etc.)


This insurance does not cover any loss resulting from Damage in consequence, directly or indirectly, of any of the following occurrences:

  • The burning of property by order of any Public Authority,
  • Subterranean fire,
  • Explosion, whether the explosion be occasioned by Fire or otherwise, except as stated on the face of this Policy,
  • The burning, whether accidental or otherwise, of forest, bush, prairie, pampas or jungle and the clearing of lands by fire,
  • Loss or damage directly or indirectly caused by nuclear weapons material.