Business Insurance:

Keep the pulse of your livelihood secure

Whatever the size, every business is more intricate than it seems, and so are its needs. Our deep understanding of this is precisely how we can give your business just the right protection, every step of the way.

Motor Insurance

Your company vehicles are expensive and indispensable tools of trade. Our Commercial Vehicle insurance policy covers your company vehicles against accidental damage, theft and liabilities towards third parties. We offer a selection of covers to suit your needs and budget, including compulsory third party liability insurance as required by regulation.

Compulsory Third Party Liablity Insurance For Cars
  • This is compulsory insurance by law
  • Premium tariff, limit of liability and premium payment must follow regulations
Compulsory Third Party Liablity Insurance For Motorbike
  • This is compulsory insurance by law
  • Premium tariff, limit of liability and premium payment must follow regulations
Motor Cycle Insurance
  • Basic coverage for motorcycle's owner
  • Both corporate and individuals could buy this insurance
Comprehensive Motor Insurance
  • Comprehensive coverage (physical damage, third party liability and passenger accident) is available in products
  • Different options client could choose for their own insurance program
  • Both corporate clients and individual could buy this products
Lexus Motor Insurance
  • This special motor insurance product is designed for Lexus
  • Luxury coverage and services are committed
  • For Lexus car's owner only

Property Insurance

From your premises to the machinery and assets within, leave nothing uncovered with our range of Insurance plans.

Online Purchase Protection Insurance
  • With the large increase in online transactions, this insurance covers for banking account holders against damage/loss of items purchased online via their banking accounts due to robbery and physical damage
  • This insurance can be arranged by banks as an additional service for their customers
Fire And Named Perils Insurance
  • This insurance provides coverage limited to fire and other additional perils (optional)
  • To service corporate clients only
  • Client wants to buy insurance for property on main insured perils
Compulsory Fire And Explosion Insurance
  • This insurance provides coverage under fire and explosion on compulsory coverage wording and tariff
  • Optional coverage could be agreed to add
  • Clients are corporates having businesses required to arrange compulsory fire and explosion insurance by law
Business Interruption Insurance
  • Provides coverage for consequential loss (or loss of profit) of the Insured following material damage covered under Fire or property insurance
  • Optional coverage
  • This coverage is to ensure business continuity of clients after physical loss or damage to properties
Industrial All Risks Insurance
  • To indemnify the Insured for sudden and unforeseen loss or damage to insured property by any perils not excluded in the policy wording
  • Policy is on all risk basis to provide broad coverage
  • This product is for corporate clients having industrial business
Property All Risks Insurance
  • To indemnify the Insured for sudden and unforeseen loss or damage to insured property by any perils not excluded in the policy wording
  • Policy is on all risk basis to provide broad coverage
  • This product is for corporate clients having business rather than industrial business
Terrorism & Political Violence Insurance
  • To indemnify the Insured for property damage to insured property, and/or business interruption, arising costs, caused by Act of Terrorism, Sabotage, Riots, Strikes, Malicious Damage, Insurrection, Revolution, War and/or Civil War
  • This special coverage is subject to specific requests for the Insured
Offshore Loss Of Production Insurance
  • To indemnify the Insured loss of production arising from offshore energy business
  • Special coverage for oil & gas clients
Packaged Product: Office Multi Risk Insurance
  • Cover for material damage, money, public liability for Insured's office
  • All risk cover for material damage
  • Corporate client product

Casualty Insurance

Maximise the protection for your workforce, while minimising your liabilities. Also, enjoy peace of mind from third party claims made against your business or products. 

Public Liability Insurance
  • Provides coverage for legal liability arising from the Business of the Insured
  • Product for corporate clients only
  • This is a basic liability insurance
Product Liability Insurance
  • Provides coverage for legal liability arising from the defects of Insured's products
  • Product for corporate clients only
  • Useful protection for clients having products exported to overseas
Burglary Insurance
  • Provides loss or damage of properties caused by theft
  • Property insurance is limited to theft loss only
Worker’s Compensation Insurance
  • Helps employer provide compensation liability to employees due to their labor accidents and occupational diseases as required by local labor law
  • Coverage is for work related accident of employees
  • For corporate clients
All Risk Personal Insurance
  • To cover accidental physical loss or damage to individual properties
  • For individual clients
Fidelity Guarantee Insurance
  • Provides coverage for loss caused by all acts of fraud or dishonesty committed by employees
  • For corporate clients only
Money Insurance
  • Covers loss of money at the Insured's premises or during transit
  • For corporate clients
  • Not for professional money carriers
Glass Insurance
  • This Insurance cover for Breakage of Glass
  • This is limited coverage subject to specific request of the Insured
Director & Officer Liability Insurance
  • Provides indemnify for loss liable by Directors and Officers arising from their management works
  • Mainly requested by listed companies
  • A good protection for management works of Executive persons
Trade Credit Insurance
  • Indemnify the Insured for Loss caused by the failure of the Buyer to pay to the Insured all or part of the Invoice Value of cargo shipments
  • Products suitable especially for export business
  • This insurance provides a strong financial protection for the Insured explore new overseas market
Professional Liability Insurance (Specified Professions Civil Liability)
  • Provides coverage for professional liability of the Insured
  • This products is for the Insureds provding professional consulting services
  • The professional indemnity insurance for construction design consultant must follow compulsory wording and tariff stipulated by local regulations
Credit Safe Insurance
  • Insurance for Cardholder against loss of money due to robbery event during withdrawal of the money and fraud payment by third party
  • Bank could arrange this insurance as an additional services to for their customers
Healthcare - Basic Plan Insurance
  • Comprehensive coverage for not only accident but also inpatient and outpatient benefits due to sickness of insured Persons
  • Different choices of optional benefits are available for clients
  • Mainly for Japanese corporate clients
Healthcare – Diamond Plan Insurance
  • Broad healthcare benefits for inpatient and outpatient
  • More flexible choices of optional benefits are available for clients
  • Mainly for Japanese corporate clients
Healthcare - Flexi Plan Insurance
  • Healthcare products for both individual and corporate clients
  • Product is suitable for young individual and family
  • Low limit of benefits without high premium is available with this products
Healthcare - Golden Plan Insurance
  • Healthcare products with high limits of benefits
  • Product is suitable for Insured expecting comprehensvie coverage and high limits of benefits
  • High limit of benefits is available with this products
Travel Protector Insurance
  • Provides standard benefits for travelers to overseas
  • Both individual and corporates could use this products
  • The Insured could choose different plans of coverage for their trips
Golfer Insurance
  • Provides the Insured different coverage benefits from personal accident to legal liability and Hole in One
  • Broad territorial coverage with 3 Plans are available for clients to choose

Liability Insurance

Manage your legal liability arising from daily business operations.

Cyber Risks Insurance
  • Provide coverage for business in case of IT forensic investigation costs, response costs; restoration costs; and extortion loss
  • Provides coverage for losses relating to and arising directly from the breach of confidentiality and privacy

Marine Insurance

Whether you are engaged in the import /export trade or simply having your goods to be in local transits, our Marine Cargo Insurance policy can provide protection to you against loss or damage to your assignments. We provide basic covers to importers and exporters and can also provide comprehensive, tailor-made Marine Cargo policies to suit particular trading terms.

Pleasure Craft/Yacht Insurance
  • This is product specially designed for boat owners
  • Provides coverage for hull and machinery, material, as well as liability of vessel owner
  • Contact with dock or harbour equipment or installation, land conveyance, aircraft
Marine Cargo Insurance
  • International standard coverage for cargo transit is provided by MSIG
  • International-wide claim settlement agent network is available to support clients
  • Cargo insurance has been tradditional product of MSIG Group
Marine Hull And P&I Insurance
  • Provides coverage for hull and machinery of vessel as well as liability of vessel owner
  • International standard coverage is provided
  • This is for corporate clients only
Bailees Liability Insurance
  • This is product specially designed for freightforwarder and logistic company
  • Covers legal liability in both transit and storage of cargo
  • This product is for corporate clients

Engineering Insurance

Get comprehensive coverage from all manner of construction and engineering-related claims.

Computer And Electronic Equipment Insurance
  • A specific insurance for computer and electronic equipments
  • Provides coverage for not only physical damage but also breakdown of insured properties and additional increase of expenses following such damage
Contractors’ All Risks Insurance
  • Provide key insurance to protect both Principal and Contractors in a construction/erection project
  • Wording and tariff must follow local regulations if the project is required to arrange compulsory construction insurance
  • Optional coverage benefits are available for clients to choose
Erection All Risks Insurance
  • Provide key insurance to protect both Principal and Contractors in a construction/erection project
  • Wording and tariff must follow local regulations if the project is required to arrange compulsory construction insurance
  • Optional coverage benefits are available for clients to choose
Machinery All Risks Insurance
  • Provide "all risk" coverage for plant and machinery of the Insured
  • This product is commonly bought to insure plant and machinery in factories of the Insured
  • Product is for corporate clients
Machinery Breakdown Insurance
  • Provide coverage for electrical and mechanical breakdown of plant and machinery of the Insured
  • This is additional covarge to buyback the exclusion in standard coverage of property and machinery all risk policies
  • Product is for corporate clients
Boiler And Pressure Vessel Insurance
  • Provide special coverage mainly for explosion of boiler and pressure vessel of the Insured
  • This is additional covarge to buyback the exclusion in standard coverage of property and machinery all risk policies
  • Product is for corporate clients
Mb Consequestial Loss - Mbbi Insurance
  • Provide coverage for consequential loss following breakdown of plant and machinery
  • This is additional covarge following machinery breakdown insurance policy
  • A valid machinery breakdown insurance at the inception date is the condition to provide this insurance
Contractor Plant And Machine Insurance
  • Provide "all risk" coverage for construction plant and machinery of the Insured
  • This product is commonly bought by contractor and for plant and machinery used on site of construction or erection works
  • Product is for corporate clients
Compulsory Construction Insurance
  • The CAR/EAR insurance must follow compulsory wording and tariff subject to the nature and scale of projects as required by regulations
  • Additional benefits could be offered as voluntary coverage
  • This product is for corporate clients