Coverage
                    
                    The Insurer shall be liable for any loss or damage caused by:
	- Fire,
 
	- Explosion,
 
	- Lightning,
 
	- Aircraft damage,
 
	- Riot, Striker, Locked-out Workers,
 
	- Storm, Tempest and Flood,
 
	- Impact damage,
 
	- Bursting and/or overflowing of water tanks, apparatus and pipes,
 
	- Earthquake or volcanic,
 
	- Malicious act.
 
                    
                                     
            
                            
                
                                            Exclusions
                    
                    The Insurer shall not be liable for any loss or damage resulting from:
	- Loss by theft during or after the occurrence of a fire,
 
	- Loss,  damage  or  destruction  to  property  occasioned  by  its  own  fermentation,  natural  heating  or spontaneous  combustion,  or  by  its undergoing any heating or drying process,
 
	- Earthquake, volcanic eruption or other convulsion of nature,
 
	- Typhoon, hurricane, tornado, cyclone or other atmospheric disturbance,
 
	- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war.
 
The above is a brief summary of the product. For more details, click here or contact MSIG Insurance (Vietnam) Co., Ltd: