Toyota Motor Vietnam (TMV) and MSIG Vietnam debut a new innovative AI-based loyalty program - a highly interactive, real-time reward system with driving diagnostics and comprehensive risk insights to help drivers drive better and encourage safer driving behaviors.
MSIG Vietnam officially cooperates with Shopee – an e-commerce platform to distribute diversified insurance products such as Third Party Liability Insurance or Personal Accident Insurance.
As unhealthy food options become more affordable and available, obesity rates in Southeast Asia have skyrocketed.* Obesity poses a serious threat as it increases the risk of critical illnesses including high blood pressure, coronary heart disease, and osteoarthritis—the breakdown of cartilage and bone within a joint.
It is, therefore, vital for us to seek out healthier food alternatives to keep the risk of obesity and other diseases at bay.
Creamer contains high quantities of sugar, sodium and corn syrup; ingredients that increase your fat and calorie intake. In place of creamer, use organic whole milk instead. Whole milk adds a richer flavour to your beverages. Better yet, it contains calcium and vitamins A, D and B12, which are important for keeping bones strong and healthy.
Believe it or not, manufactured fruit juice contains just as much sugar as soft drinks. Store-bought fruit juice also lacks the fibre present in whole fruit and is often filled with additives and preservatives. It’s simpler and healthier to opt for fresh fruit instead.
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Get regular medical check-ups
Along with maintaining a healthy diet and an active lifestyle, getting regular medical check-ups is just as important in preventing obesity and other illnesses. Early detection can help prevent future complications and ensure that you get the appropriate health insurance coverage according to your needs. Find out more about our health insurance plans here or reach out to us here.
*Source: https://www.thestar.com.my/news/regional/2019/07/21/vietnam-sees-rise-in-obesity
Going away on vacation is something that we all look forward to. It is the time of the year where we can finally reward ourselves and get away from work. But travelling may not always be that smooth-sailing—especially when things don’t go as planned. Knowing the risks beforehand will prepare you to deal with them if they ever happen. Read on to find out the 4 most common travel insurance claims.
It could be due to unexpected bad weather. Or it could be the result of some mechanical issues. Whatever the reason is, having your flight delayed can be extremely frustrating—especially if you miss a connecting ferry or train to an important occasion such as a wedding or graduation ceremony. While you may still miss the event, having travel insurance can compensate for the delay or alternative travel arrangements that you make. That could at least allow you to give your loved ones a good treat to make up for your absence!
Ahh, Europe. Some of the most beautiful cities in the world reside on this continent. But did you know that these European cities are well-known for their pickpockets too?* With so many crowded tourist hotspots (and pickpocketing opportunities) littered across the different cities, it is no wonder that loss of personal belongings ranks as one of the most common claims for those travelling to Europe. Travel insurance is a great safeguard for travellers, but you should also instil good travelling habits such as keeping your bag close and not bringing tons of cash around. Being able to identify tell-tale signs of pickpocketing activity—such as being bumped or distracted by a nearby commotion—would also stand you in good stead.
Travelling to a foreign country means new experiences. And that also means being exposed to an environment which we may not be used to. Falling sick due to the local food or weather is a common scenario for travellers. In certain countries, medical expenses can cost a lot more than in your home country where you may have subsidies from the government. While bringing your personal stash of medication overseas may seem like a good idea, it is still wiser to have travel insurance at hand. That way, your medical expenses are covered and you can seek proper professional help.
Sometimes, there is simply no other option other than cancelling your trip. It could be due to an emergency in your family or at work. Or it could be due to an unfortunate injury that you sustained. The list is endless—and that could mean paying for a trip that you are not going to take. However, travel insurance does provide ample coverage for situations such as these. Our advice? Don’t wait until the last minute to purchase your travel insurance. Buy it right after your flight tickets are confirmed, because anything can happen in the days leading up to your flight.
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Going on a vacation to escape stress? Investing in a good travel insurance such as MSIG’s Travel Protector Insurance would go a long way in setting your mind at ease. Find out more here or reach out to us here.
Doesn’t it feel good to be fit, healthy and free to do whatever you want? Ladies, while your health may not seem like a big issue now, it’s important to keep a close watch on it as you enter young adulthood. Taking care of your health and being protected with insurance prevents unnecessary stress later on. Follow these health tips to live your best life and enjoy the journey ahead.
Breast cancer
Even if you’re living a healthy lifestyle, cancer cells can develop in anyone. Breast cancer is one of the most common forms of cancer that affects women. When the cancer cells start their development in the breast, it can spread quickly to the rest of the body. It is one of the most fast-spreading diseases that affect women globally. Though uncommon, it is still possible to get breast cancer while in your 20s and 30s.[1]
Cervical cancer
Cervical cancer is a sexually-transmitted disease that can occur in women who have the human papilloma virus (HPV).[2] HPV infections are so common that many men and women experience it at least once in their lives. As HPV rarely shows any symptoms, it is harder to detect and hence more dangerous. If left unchecked, HPV can result in ovarian and cervical cancer.
Tackling these health risks
Stay ahead and avoid these risks from an early age. Going for regular health checks helps keep your mind at ease. Once you turn 40, it’s highly recommended to start going for yearly mammograms due to higher cancer risks. Drinking less alcohol,[3] exercising regularly and smoking less will go a long way in protecting you against diseases. You can also stay vigilant by monitoring yourself for any unnatural lumps or pain.
The HPV vaccine is highly effective in preventing cervical cancer and precancerous growths. Getting the vaccine before turning 26 gives you extra protection. Ward off cancer by continuing to get regular pap smear tests from the ages of 21 to 29, and regular HPV tests after hitting 30.[4]
Taking birth control pills and hormone replacement therapy could increase your risk of getting terminal illnesses. Long-term use of oral contraceptives may also increase risk of cervical cancer, so you should consult your doctor on any possible alternatives.
Hormone replacement therapy for a few years could also increase your risk of breast cancer. Opt for non-hormonal options or discuss with your doctor if you can lower your dosage.[5]
Even antibiotics used to reduce acne and oily skin may result in harmful side effects, such as nausea and mild depression. Choose natural healing methods and reduce reliance on pills whenever you can.
Other than staying fit and healthy, getting health insurance should be part of your game plan. Should anything happen to you, health insurance can protect you from unprecedented medical costs.
Here’s some instances when you should get health insurance.
While you are still healthy
Insurance premiums increase after you are diagnosed with a serious illness. Most insurance plans do not even cover you for pre-existing medical conditions. Getting insurance while you’re healthy can hence help you to avoid high premiums.
You have a family history of illnesses
Breast cancer, diabetes and other serious illnesses are often genetically inherited. If many of your relatives have these diseases, you’ll have a higher risk of getting them too. Health insurance can protect you from high treatment costs if you purchase it early.
Before you start a family
Falling ill while you’re pregnant puts another life at risk. Asthma, diabetes and chickenpox
are just some examples of pre-existing conditions that can cause complications during pregnancy.
Getting insurance before you’re pregnant can help to cover medical costs for both you and your child.
Make the most of your best years without worrying about health issues. Find an insurance plan that suits you here or here.
[1] https://www.cdc.gov/cancer/breast/young_women/index.htm
[2] https://www.cancer.net/cancer-types/cervical-cancer/risk-factors
[3] https://www.cancer.gov/types/breast/patient/breast-prevention-pdq#_12
[4] https://www.acog.org/Patients/FAQs/Cervical-Cancer-Screening?IsMobileSet=false
[5] https://www.breastcancer.org/risk/factors/hrt
Your home isn’t just a house. It’s a precious asset that took years of hard work and savings to achieve. Since you’ve toiled to create a comfortable home, getting the right protection would be extra worthwhile, especially in the scenarios below.
Living in an area with constant natural disasters puts your home at risk of serious damage. Residents of Central Vietnam for instance, face heavy floods every July to late October. Staying in a landed property may also make your home extra susceptible to flooding. Basements have multiple entry points where water can easily gush in. Cracks in your ceiling, roof and walls, left untreated, could also fuel severe damage during a flood that can prove costly to fix. As natural disasters are unpredictable, you can stay prepared by getting home insurance.
When was the last time your child tripped over some toys that were left lying around? Falls are one of the most common home accidents that happen with children and the elderly. Other than installing anti-slip mats at home, you can further protect your family by getting home insurance. Home insurance covers your personal accident expenses from home-related injuries. This would be a huge relief in the event you are faced with unexpectedly high medical costs.
Whether you collect branded handbags or own the latest electronic gadget, home insurance comes in handy to cover these expensive home contents. In the event that your home is ransacked by burglars or a lightning strike wipes out your electronics, home insurance will cover the cost to replace or repair them. Note that there’s a limit for each item, so consider purchasing more insurance coverage if you own expensive items.
Home insurance can protect you with liability coverage during home rental. As a landlord, you could be held accountable for any injuries your tenants incur when living in your home. The right home insurance plan would help you to cover your tenant’s medical costs when this happens. With strangers residing in your house, there’s also a risk of theft. Homeowners insurance covers the cost of potential burglary or fires caused by your tenants.
Every homeowner can benefit from home insurance. If these scenarios apply to you, getting a comprehensive plan is all the more crucial. Need help finding a suitable plan? Connect with us here or here.
